The average Stafford home sold for £258,024 in July, a third monthly fall. Two Staffordshire districts are now falling over the year; Stafford is up 3.2%.
The average Stafford borough home sold for £258,024 in July 2026. That is the third monthly fall in a row, and it leaves the borough £7,552 below the peak of £265,576 it reached in April. (UK House Price Index, Stafford, July 2026)
The figures come from HM Land Registry, which published the July index on 16 September. Prices here fell 0.7% on June, after falls of 0.8% in June and 1.4% in May.
Over the year the borough is still up. Prices rose 3.2% on July 2025, worth £7,960 on the average home. But that annual rate is slowing fast. In June it was 4.4%, and in April it was 6.0%.
Two Staffordshire districts are now going backwards
The index covers every council area in the county on the same day and on the same basis, which makes the comparison a fair one. Last month all nine were rising over the year. This month two are not.
Stoke-on-Trent is down 0.8% over the twelve months, to £147,377. Tamworth is down 0.5%, to £229,251. Both were rising in the June index.
Stafford’s 3.2% puts it fifth of the nine. It sits behind Staffordshire Moorlands on 7.1%, Newcastle-under-Lyme on 6.6%, South Staffordshire on 5.6% and East Staffordshire on 4.3%, and ahead of Lichfield and Cannock Chase, both on 2.8%.
The slowdown is not a Stafford story on its own. Cannock Chase’s annual rate almost halved in a month, from 4.4% to 2.8%. Staffordshire Moorlands came down from 9.5% to 7.1%.
On price rather than growth, Stafford sits above the middle of the county. Its £258,024 is more than the Staffordshire average of £250,633 and far more than Stoke-on-Trent, but below South Staffordshire at £310,862 and Lichfield at £335,799.
Set against England, Stafford is still the cheaper option. A typical English home now costs £293,479, so a Stafford one is about £35,455 less. England rose just 1.1% over the year, so the borough is still growing at roughly three times the national rate even after three months of falls.
Flats have gone nowhere in a year
The index splits the borough by property type, and one line stands out.
| Type | Average price | Annual change | Change in cash |
|---|---|---|---|
| Detached | £394,688 | +2.9% | +£10,991 |
| Semi-detached | £249,654 | +4.0% | +£9,550 |
| Terraced | £194,593 | +3.8% | +£7,092 |
| Flat or maisonette | £110,959 | +0.1% | +£67 |
A Stafford flat is worth £67 more than it was in July 2025. That is the whole year’s movement. Over the same twelve months a semi gained £9,550 and a detached house £10,991.
Semis and terraces are doing the work again this month, as they did in June. They are the two types that first-time buyers and second-steppers actually compete for, and they are the reason the borough average has held up at all.
First-time buyers are paying £209,460
The index publishes a separate figure for first-time buyers. In Stafford borough it is £209,460, up 3.4% on a year ago, or £6,941. That is £6,941 more deposit and mortgage to find than someone buying the same kind of home in July 2025.
It is also £48,564 below the borough’s overall average, which is what you would expect: the first-time buyer figure is weighted towards flats and terraces, and flats are the one type that has not moved.
Two cautions about these numbers
First, this is a mean, not a median. UKHPI works out an average price across all sales, so a handful of expensive detached sales in a quiet month pulls the borough figure up. It is not the price of a typical Stafford house, and it should not be read as one.
Second, the index gets revised every month, and this month the revisions were real. When we reported the June figures in August, April’s record stood at £266,068. Land Registry has since revised it down by £492, to £265,576. England’s annual change for June was 1.8% when we published it and is now 1.2%. Newcastle-under-Lyme’s June figure has moved from 6.6% to 7.4%.
That is normal. Land Registry adds sales as they are registered, which can take months, so the most recent months are the least settled. It does mean the sharpest month-by-month turns in this data are worth treating carefully until a couple more releases have passed.
What it means for you
If you are selling, the borough average has now fallen for three months and the annual rate has come down from 6.0% in April to 3.2% in July. That is a slower market than the spring, not a falling one: prices are still higher than a year ago in every property type.
If you are buying a flat, you are looking at the only part of the Stafford market that has stood still for a year. £110,959 in July 2026 against £110,892 in July 2025.
If you are buying a semi or a terrace, you are in the part of the market that is still moving, and the one with the most competition.
If you are comparing towns, Stoke-on-Trent and Tamworth are now cheaper than they were a year ago and Stafford is not. The gap between Stafford and Stoke is £110,647 on the average home.
Council tax is charged on 1991 values rather than today’s, so none of this changes a bill. Our Stafford council tax bands page has the current charges, and our Stafford house prices page tracks the longer run.
Sources
- UK House Price Index, Stafford, July 2026, HM Land Registry, for the borough average, the monthly and annual changes, the property type splits and the first-time buyer figure.
- UK House Price Index reports, HM Land Registry and Office for National Statistics, for the July 2026 publication date of 16 September 2026.
- The same index for Stoke-on-Trent, Newcastle-under-Lyme, Staffordshire Moorlands, South Staffordshire, East Staffordshire, Lichfield, Cannock Chase, Tamworth, Staffordshire and England, all for July 2026, read on 23 September 2026.
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